Frequently Asked Questions (FAQs)

Thinking about selling your house, but not sure what to expect? You’re in the right place.

At Manuel Capital, we know that selling a home is a big decision, especially if you’re looking for a fast and simple solution. This FAQ page is here to answer your most common questions about who we are, how the cash home-selling process works, and what you can expect every step of the way.

Who Are You & What Do You Do?

We’re Manuel Capital, a friendly, Chattanooga, TN-based team that buys houses for cash. Our mission? To make selling your home super quick and stress-free, no matter its condition.

Are You Licensed Real Estate Agents?

No, we’re not real estate agents. We’re direct cash buyers, which means we use our own funds to buy your house. No listings, no waiting for buyers, just a straightforward deal.

How Are You Different from a Real Estate Agent?

Real estate agents list your home on the market, which involves showings, negotiations, and commissions. We skip all that. We buy your house directly from you, so there’s no waiting, no fees, and no stress.

What Makes You Different from Other Homebuyers?

We’re local to Chattanooga, super transparent, and have years of experience under our belts. We give you fair, no-obligation offers and let you choose a closing date that works for you—sometimes in as little as 10 days. Plus, we’re all about making the process smooth and tailored to your needs.

Is a “We Buy Houses” Company a Good Fit for Me?

If you’re in a hurry to sell, don’t want to deal with repairs, or are navigating a tricky situation like foreclosure, probate, or divorce, we’re likely a great match. Our process is designed for speed and convenience, no matter your circumstances.

Why Should I Choose Your Company?

We’re a trusted, local team that’s responsive and focused on making your sale as stress-free as possible. We offer flexible solutions, whether you need to close fast or want a little extra time. Our reputation speaks for itself—we’re here to make this easy for you.

What Does It Mean to Sell My Home for Cash?

Selling for cash means we buy your house directly with our own money, so there’s no need for bank loans, inspections, or appraisals. This makes the process super fast and simple, you get cash at closing, and we handle the rest.

How Does Your Home-Buying Process Work?

It’s as easy as 1-2-3 (plus a couple more steps):

1. Submit your property info
2. We schedule a quick visit
3. Get a no-obligation cash offer
4. Choose your closing date
5. Get paid

How Fast Can You Buy a House?

We can close in as little as 10 days, depending on your needs and how quickly the title process moves. If you need more time, we’re flexible, just let us know what works for you.

Do You Have a One-Size-Fits-All Buying Solution?

Not at all! Every homeowner and property is unique, so we customize our offer and process to fit your specific situation. Whether you’re dealing with a fixer-upper or a time-sensitive sale, we’ll tailor things to meet your needs.

Is There Any Obligation After Receiving an Offer?

Zero pressure here. Our cash offers are completely free, and you’re not obligated to accept. Take your time to think it over, and we’ll be here if you have questions.

Are There Any Obligations After I Fill Out the Web Form?

Not at all! Submitting your info is 100% risk-free. We’ll reach out to discuss next steps, but you’re never committed to selling unless you’re ready.

Do You Pay Fair Prices for Properties?

Yes, we strive for win-win deals. Our offers might not match full retail price (like you’d get after months on the market), but you save big on repairs, agent commissions, and time. We aim to make the process fair and valuable for you.

How Do You Determine the Price to Offer on My House?

We look at a few key factors: your home’s location, its current condition, any needed repairs, and recent sales of similar properties in the area. This helps us craft a fair offer that works for both of us.

Do You Pay Retail Prices for Homes?

Not typically, since we factor in repair costs, holding expenses, and the risks we take on as buyers. But here’s the upside: you avoid paying for repairs, agent fees, or closing costs, which can save you thousands.

How Much Will I Have to Pay in Fees and Commissions?

Nothing! We cover all closing costs, and there are no agent fees or hidden charges. What you see is what you get.

Can You Still Buy My House If It Needs a Lot of Repairs?

Absolutely! We buy homes in any condition, whether it’s a total fixer-upper or just needs a few tweaks. No repairs required on your end.

Do I Need to Clean Before I Move Out?

No way! Just take what you want and leave the rest. We’ll handle any cleanup, no matter how messy it is.

My Home Needs a Lot of Work. Will You Still Buy It?

Yes, we specialize in buying distressed or outdated properties, so no matter how much work it needs, we’re interested.

Can You Help Me If I Am in Foreclosure?

Yes, and we know time is critical. Reach out as soon as possible, and we’ll work quickly to explore your options and help you avoid foreclosure.

I Currently Live Out of State. Is That a Problem?

Not even a little! We work with out-of-state sellers all the time and can handle the entire process remotely, so you don’t need to travel.

Is selling a house for cash legal?

Yes, selling a house for cash is totally legal and super common! Cash sales are a great option for anyone looking for a fast or private transaction.

Do I Need a Lawyer If I Sell My House for Cash?

While not required, you’re welcome to consult one. We also work with reputable title companies to ensure the closing process is smooth, transparent, and worry-free.

How to Avoid Cash Buyer Scams?

Stick with trusted, local companies like us at Manuel Capital. Always ask for proof of funds, read the contract carefully, and don’t be afraid to ask questions. If something feels off, trust your instincts.

If I Enter My Information, Will I Get a Bunch of Spam Emails or Unwanted Phone Calls?

Not on our watch! We respect your privacy and only contact you about your home sale. No spam emails or unwanted calls—promise.

Do I have to move out right after selling?

No, you don’t have to move out immediately. We’re flexible and will work with you to set a closing and move-out timeline that fits your schedule. Whether you need a few extra days or a bit more time, we’ve got you covered.

What Do You Do with the Home After You Purchase It?

It depends! We might fix it up and resell it or turn it into a rental property. Either way, we take care of all the work and costs, so you don’t have to worry about it.

Am I losing money by selling my house for cash?

Our offers are often below retail value, but here’s the trade-off: you save thousands on agent fees, repairs, and the time it takes to sell traditionally. For many, the speed and convenience make it a smart choice.

Who Usually Sells Their House to You?

All kinds of folks! We work with homeowners in all sorts of situations — facing foreclosure, relocating for a job, going through a divorce, dealing with an inherited property, tired landlords, or just anyone who wants to sell quickly without the usual hassle. If you’re looking for a simple, stress-free way to sell, we’re here to help.